INSURANCE

As a guest at a B&B or guesthouse , you have found

the food superb
the accommodation great
and the setting beautiful

BUT WHAT ABOUT THE ESTABLISHMENT'S INSURANCE?

As a traveller, whether you are a South African travelling at home or an international visitor to South African shores you will want to ensure that wherever it is that you chose to stay during your travels that the accommodation is of the level you would expect. Accommodation that suits you, food you enjoy and a location in which you can relax.

But what about the insurance of the establishment you have chosen? Accidents can, and do, happen and you need to be certain that if you are the unfortunate victim of an accident that is clearly the fault of the owner of the establishment in which you are staying that you can seek compensation and know that the guesthouse has the correct and adequate insurances to look after you.

Sadly, many of the B&B and guesthouse establishments in South Africa do not have either correct or adequate insurances and an accident to you, the fault or negligence of the owner, resulting in major costs may result in you being able to recover very little. A relatively small claim in Pounds would probably be more than most B&B's are worth in South African Rands.

It is for this reason that it is so important that when making a reservation at a B&B or guesthouse in South Africa you confirm that they are insured by BnB SURE, a comprehensive policy for B&B's & guesthouses that will be there to look after you, the traveller, should you suffer an accident the cause of which was the negligence of your host. You can’t afford to ignore peace of mind when you travel.
 
 BnB SURE IS AN AUTHORISED FINANCIAL SERVICES PROVIDER LICENCE NUMBER 9854

FYNBOS GASTEHUIS RIVERSDAL

BnB SURE’s liability insurance is underwritten by certain underwriters at Lloyd’s. Please check www.bnbsure.co.za for full details of other insurers.

BnB SURE is the preferred liability insurer to the B&B and Guesthouse industry in South Africa, of AA Travel Guides, National Accommodation Association of South Africa, Fedhasa, Chambers Accommodation and Tourism, BABASA (Bed and Breakfast Accommodation of South Africa) and GHASA (Guesthouse Accommodation of South Africa)

LIABILITY INSURANCE SUMMARY FYNBOS GUESTHOUSE

Liability limits – minimum of ZAR30m
NO requirements that there be any disclaimer signed by the guest
Includes food poisoning by the guesthouse
Guests personal effects covered up to ZAR50,000 in the event of liability by the guesthouse
Errors and Omissions in the event of liability from bad advice by the guesthouse covered up to ZAR1m
First Aid negligence covered up to policy limit.
Full Medical Malpractice covered up to ZAR5m.
Owner’s personal liability

German Translation provided below for Information purposes ONLY...
Die deutsche Übersetzung dient ausschliesslich Informationszwecken.
Haftpflichtversicherung

Minimale Versicherungshöhe ist ZAR 30 Millionen per Haftungsfall
Unterschrift einer Haftungserklärung durch den Gast nicht notwendig
Versicherung deckt enstandene Kosten durch vom Gästehaus verursachte Lebensmittelvergiftungen
Persönliches Eigentum bis zu einem Höchstbetrag von ZAR 50.000 versichert, wenn Verschulden von Seiten des Gästehauses nachgewiesen ist
Bis zu ZAR 1 Million Deckung im Fall eines Schadens  durch fehlerhafte Beratung, der durch das Gästehaus verursacht wurde
Nachgewiesene Fehler  bei  Durchführung von Erster Hilfe bis zum Höchstbetrag des Vertrages gedeckt
Weitere medizinische Fehlversorgung bis zu einem Höchstbetrag von ZAR 5 Millionen gedeckt
Persönliche Haftpflichtversicherung des Eigentümers

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